Debt Management Workshops for All Ages

Why These Workshops Matter Across Generations

A Teen’s First Credit Decision

When Maya, 16, learned interest compounds daily, she chose a secured card with a tiny limit. The workshop let her practice real scenarios, ask awkward questions, and set safe boundaries with enthusiastic accountability from peers and parents.

Sandwich Generation Pressures

Jason and Priya juggle a mortgage, daycare, and lingering student loans. In the workshop, they built a weekly money meeting, automated priorities, and learned scripts for creditors that preserved dignity while steadily shrinking balances.

Retirees on Fixed Incomes

Luz, newly retired, feared medical debt. Workshop coaches showed her how to validate bills, request hardship programs, and coordinate payment plans that aligned with pension dates, protecting cash flow without sacrificing essential medications or community activities.

Engaging Formats That Make Learning Stick

Teams compete to knock down balances using snowball and avalanche rules, discovering tradeoffs through timed challenges. Laughter mixes with strategy, and everyone leaves with a customized plan they actually want to test at home.

Participants practice calls to lenders, medical offices, and collectors using plain-language scripts. We coach tone, pacing, and boundaries, so confidence grows quickly and success in real negotiations feels reachable, even for anxious beginners.

Guided conversations bring grandparents, parents, and kids together to share values, mistakes, and goals. The circle removes secrecy, replaces blame with curiosity, and produces family rules for borrowing that everyone helped write and can uphold.

Core Skills You Will Practice

We map every account, rate, and minimum, then choose a method that fits your psychology. You will build timelines, automate transfers, and celebrate milestones that maintain momentum during inevitable life detours and seasonal financial pressures.

Core Skills You Will Practice

Together we pull sample reports, decode unfamiliar fields, and spot errors. You practice dispute letters, understand utilization, and learn how workshop attendance pairs with concrete score improvements that support cheaper borrowing and less stressful emergencies.

Evidence, Wins, and Honest Lessons

Across three cities, participants reduced average interest costs within six months by renegotiating rates and automating extra payments. The biggest predictor of success was not income, but weekly check-ins that turned intentions into repeatable habits.

Evidence, Wins, and Honest Lessons

One community college cohort built a group chat for wins and stumbles. Sharing screenshots of payment confirmations, they normalized small steps and inspired two students to renegotiate private loan terms with courage borrowed from peers.

Preparing for Your First Debt Management Workshop

Collect statements, payoff quotes, interest rates, and due dates for every account, including medical bills and buy now, pay later lines. Bring logins if comfortable, so coaches can model setups using your actual information safely.

Preparing for Your First Debt Management Workshop

Define three outcomes: a dollar amount, a behavior, and a feeling. Maybe sleeping well without phone anxiety or finally calling a collector. Clear emotional markers make progress visible and motivational when numbers alone feel distant.

Join, Subscribe, and Shape Future Workshops

Tell Us Your Story

Comment with a debt question or a small win from your week. Your voice helps new attendees feel brave, and our coaches may feature your scenario anonymously in upcoming workshops to teach practical, compassionate problem-solving.

Subscribe for Tools and Reminders

Sign up to receive checklists, story-based exercises, and calendar nudges before each new series. We share updated scripts, lender policy changes, and success tips gathered from participants across ages, so you stay informed and encouraged.